Quick Glance on Your Financial
Debt-Service Ratio (DSR)
28.57 % 👍
Expected Elligible Financing Amount
RM 283,936.11
*calculated with max allowable DSR of 65% and min NDI of RM1,000.
Monthly Installment Amount
RM 1,275.00
Details
Total Income:
RM 3,500.00
Total Commitments:
RM 1,000.00
Income Balance:
RM 2,500.00
Interest Rate:
3.50 %
Loan Tenure:
30 years
Loan Affordability Calculator
Monthly Net Income
RM
Your income after tax, EPF, and SOCSO deduction.
Other Incomes
RM
Your monthly rental collection, dividend, etc.
Existing Monthly Commitments
1. Car Loan (Hire Purchase)
RM
Monthly installment of your car.
2. Housing Loan (Mortgage)
RM
Monthly installment of your existing housing loan.
3. Personal Loan
RM
Monthly repayment of your personal loan.
4. Credit Card
RM
Your credit card minimum payment (5% of utilized amount).
5. Other
RM
Other repayment of financing. i.e. PTPTN, AEON Credit, etc.
Financing Details
Interest Rate
%
Effective Lending Rate.
Tenure
Years
The maximum loan tenure is 35 years or up to 70 years of age, whichever is earlier.